In Hawaii, many banks and credit unions offer unsecured personal loans of more than $10,000 at a low interest rate. The following are 8 banks and credit unions offering unsecured personal loans that allow borrowers to borrow more than $10,000 in Hawaii.
1. Hawaii State Federal Credit Union
Hawaii State Federal Credit Union is offering unsecured personal loans at competitive rates with the minimum loan amount of $500. The maximum loan amount that borrowers can be qualified is $75,000. The repayment period for the personal loans is in between 1 – 6 years. The APR rate for the personal loans ranges from 4% – 6.75%.
2. Bank of Hawaii
Bank of Hawaii offers unsecured loans with a repayment term of 12 – 36 months. It offers discount in the APR through introductory period and automatic repayment. With automatic payment, the APR interest charges is in between 1% – 2.75% per $10,000 borrowed. Without automatic payment, you will get an APR interest charges of 1.25% – 2.95% per $10,000 borrowed.
3. American Savings Bank
American Savings Bank Hawaii is offering personal loans with fixed interest rate from $2,500 – $50,000. borrowers who set up automatic repayment will get a 0.25% APR rate discount. The personal loan from American Savings Bank Hawaii is suitable for debt consolidation. It also offer a quick decision loan where borrowers can get fast funding of up to $15,000.
4. Hawaii Community Federal Credit Union
Hawaii Community Federal Credit Union is offering unsecured signature loans up to a maximum amount of $20,000. There are two repayment terms the Hawaii Federal Credit Union offers including 36 months and 60 months. The APR rate for a loan with 36 months loan term ranges from 5.75% – 11%. The APR rate for a personal loan with 60 months loan term ranges from 6.50% – 11.75%.
5. Hawaii USA Federal Credit Union
Hawaii USA Federal Credit Union is offering personal loans with a minimum amount requirement of $1,000. The APR interest rate starts from 2.99% for a 1 year loan. The low APR interest charges is valid for up to the 31st July 2017.
6. Central Pacific Bank
The Central Pacific Bank offers personal loans with loan amount starting from $10,000 up to $50,000. The maximum loan term for the personal loans at Central Pacific Bank is 60 months.
7. Pearl Hawaii Federal Credit Union
Pearl Hawaii Federal Credit Union offers unsecured personal loans starting from $200 – $30,000 and the maximum time you can take to repay the loan is 7 years.
8. University of Hawaii Federal
University of Hawaii Federal Credit Union is offering a loan of up to $25,000 at a low fixed interest rate. The signature loan that UHFCU offers has a loan term in between 1 – 5 years.